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  • Commercial Insurance and Liability Headaches.

    What are the best insurance companies for the green industry?
    Everyone have thier own preference or what?


    Whats is an average price for like 1 million liability?

    How much do you guys pay a year?

    Im a solo outfit if that helps any?
    Money and Grass are the same Color.

  • #2
    I'm through Erie insurance, as a solo operator myself, I pay around $700.00 a year for one million in liability.It also covers around $15.000 in hand tools and equipment.

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    • #3
      I don't know that there is one company that stands out for the green industry. Most commercial companies will provide coverage for lawn maintenance or landscapers.
      I also am insured with Erie, but they don't write in Mississippi as I recall. If you live in Tennessee, or can locate an Erie agent in Memphis they may be able to help you. Prices vary by state and location within a state in many cases. My premium is $790 per year for 500,000/1,000,000 GL, around $15,000 equipment, $500,000 Liability and physical damage for truck and trailer in Hendersonville, TN (Northeast of Nashville, but still in the metro area).

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      • #4
        You should look into Grinell Mutual. I got 1 mil liabality and 5,ooo dollars for equipment for only $385 a year. I shopped around for a while and this was the best price.
        Ethan Wetzel

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        • #5
          please send me that website

          Wanted to see if you have a website or number for that insurance company. I live in south louisiana and looking for cheaper insurance down here it is for 300,000 @ 900/year. Please let me know that number or website.
          Email me at cleancutmc@yahoo.com

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          • #6
            website is www.gmrc.com

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            • #7
              THANK YOU

              Thank You for the website really appreciate it. What is a good software to use for your business

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              • #8
                check out www.adkad.com. (groundskeeper pro) You can download it for free, and experiment to see if you like it.
                Back to insurance, I'm from Ohio, no local agents here. You didn't say where you were from. Check website to see if you can get it over the net.

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                • #9
                  I'm with ERIE too. Had a good deal for my 2 trucks. Were 1/2 as much as next bidder.


                  Mike

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