Announcement

Collapse
No announcement yet.

Insurance coverage

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
  • #1

    Insurance coverage

    I never gave business insurance any thought until I found this forum. Now I'm thinking maybe I should get some.

    When you get business insurance what gets covered?

    Is it just property damage and theft that gets covered?

    Is there any thing else business insurance should cover?
    Tags: None
  • #2
    General Liability Ins covers damage caused by you or your co. while on someone elses property. It does not cover you or your equipment, just other peoples property. You can get coverage along with General Liability to cover theft of your equipment. If you have employees, you will need workers comp that will cover them if they are injured on the job. You should also have commercial ins. on your vehicle. If it's your personal vehicle that you also use in your business, you can get a commercial clause on your policy. At least that's the way it is in NC. Do a search on Insurance on this forum for examples of rates.
    J fisher

    Comment

    • #3
      do your homework or you will have all kinds of suprises like i did. for example , my home computer is only covered to 500 because there is a business run from the house. just ask alot of questions to your ins.co. and your jurisdiction because there are zoning laws too. good luck!!!!!!!!

      Comment

      • #4
        Why would zoning laws have anything to with insurance?

        Comment

        • #5
          they don't . i was trying to help out because i did not use this forum when i decided to start and ran into all kinds of crap . zoning was one.

          Comment

          • #6
            make sure you cheak your homeowners ins. Because i run it out of my home. My home owners dose not cover any buz stuff. If you have equipment in the garage and the house burns down, you better hope you got buz ins to cover it

            Comment

            • #7
              Currently all my equipment is residental home owner stuff. I don't have any commercial equipment. I plan to buy a stihl 45 gas hedge trimmer soon which will be the closest thing I'll have to commercial equipment.

              Does any body have business insurance that covers yourself and customers should some one get hurt on the job? I don't have any employees.

              Comment

              Previous template Next

              Footer Banner Unconfigured Ad Widget

              Collapse
              Working...
              X