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  • If you think you are safe........

    If you think you are safe not having workers compensation insurance then you are STUPID...............
    Had a claim today, a freak accident, was at the hospital for the entire afternoon. The employee is doing fine, will just take time to heal..........Thank god for workers comp.................

    To:
    The scrubs and riff raff that drive our industry in the ground by trying to do work cheaper by paying your labor under the table and cheating your employees out of the security of getting put back together if they get broken up.......
    From me to you ---- YOU ARE SCUMBAG IDIOTS..............
    I am the one and only YardRat! Just call me "The Rat"

  • #2
    i'm going to bed............

    Originally posted by yardboy View Post
    If you think you are safe not having workers compensation insurance then you are STUPID...............
    Had a claim today, a freak accident, was at the hospital for the entire afternoon. The employee is doing fine, will just take time to heal..........

    To:
    The scrubs and riff raff that drive our industry in the ground by trying to do work cheaper by paying your labor under the table and cheating your employees out of the security of getting put back together if they get broken up.......
    From me to you ---- I say you are scum...............
    fill in for me with member ric. i know the RAT can handle him.

    steve

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    • #3
      What happened to your guy?

      Comment


      • #4
        Originally posted by yardboy View Post
        If you think you are safe not having workers compensation insurance then you are STUPID...............
        Had a claim today, a freak accident, was at the hospital for the entire afternoon. The employee is doing fine, will just take time to heal..........Thank god for workers comp.................

        To:
        The scrubs and riff raff that drive our industry in the ground by trying to do work cheaper by paying your labor under the table and cheating your employees out of the security of getting put back together if they get broken up.......
        From me to you ---- YOU ARE SCUMBAG IDIOTS..............
        What's your wc rate per $100.00 on payroll? I believe mine is $10.00 per $100.00.

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        • #5
          Originally posted by jrservices View Post
          What's your wc rate per $100.00 on payroll? I believe mine is $10.00 per $100.00.
          JR

          Rates have gone down I am told, but Florida used to be

          12.3% Pesticide applicator

          12.4 Lawn maintenance (mower guys)

          12.9 Landscape install.

          I was caught by a Divorced female inspector and her two Divorced Female trainees on a landscape install. Needless to say I found out the hard way to pay the higher 1/2 percent on all employees.

          Comment


          • #6
            3 divorced females......................

            Originally posted by Ric View Post
            JR

            Rates have gone down I am told, but Florida used to be

            12.3% Pesticide applicator

            12.4 Lawn maintenance (mower guys)

            12.9 Landscape install.

            I was caught by a Divorced female inspector and her two Divorced Female trainees on a landscape install. Needless to say I found out the hard way to pay the higher 1/2 percent on all employees.
            one MR. RIC & three divorced females. that wouldn't be called a threesome. it would be called MR. RIC gets taught a lesson and lived to tell about it. ole steve-o would have died happy.

            steve

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            • #7
              Originally posted by delasgh View Post
              one MR. RIC & three divorced females. that wouldn't be called a threesome. it would be called MR. RIC gets taught a lesson and lived to tell about it. ole steve-o would have died happy.

              steve
              Oh Steve O

              You need to learn to count. That be a Foursome that won't do dick.

              But be very happy, maybe someday I will post the carbon of the certified checks made out to the State of Florida's Workers Comp.

              Comment


              • #8
                Actually some commercial bids require it regardless of if you have any employees.
                Life ain't nothin' but *****es and MONEY. Ice Cube

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                • #9
                  Yeah I can't get a commercial job I looked into because I have no Worker's Comp. I am running solo right now and can't cover myself according to my carriers. So I checked my rate so I could "hire" my friend just for this one account. Here in East TN I was quoted $5.56 per $100. So I guess I may be hiring my first employee just to get this job. :-)

                  Quick Question:
                  Since I am a newbie (operating two weeks) with about a year of planning and gut building, do you all consider me a SCRUB? I price my work as high, if not higher than the competition in the area. I am selling quality, not quantity.

                  Comment


                  • #10
                    Originally posted by jgc8fan
                    workman's comp doesn't cover owners, so there's no point in me having it unless I hire anyone.
                    In certain states it can cover owners.

                    Comment


                    • #11
                      In Washington, workmen's comp insurance is administered by the State. A tad under 1/4 is paid by the employees, and a tad over 3/4 is paid by the employer. Employers or corporate officers can op in for coverage, but it can be expensive if you have alot of claims or one big claim.

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